:root{--ink:#0f0e0c;--paper:#f5f1ea;--muted:#655e53;--rule:#d8cfbf;--accent:#c8451f}

*{box-sizing:border-box}
html{scroll-behavior:smooth;scroll-padding-top:24px}
body{margin:0;background:var(--paper);color:var(--ink);font-family:Inter,system-ui,sans-serif;line-height:1.6}
a{color:inherit;text-underline-offset:3px}
button,input,select{font:inherit}
button{cursor:pointer}
.wrap{width:min(1100px,calc(100% - 48px));margin:auto}
h1,h2,h3{font-family:Fraunces,Georgia,serif;font-weight:500;line-height:1.1;margin:0;text-wrap:balance}
h1{font-size:clamp(46px,6.4vw,82px);letter-spacing:-.025em}
h1 em{color:var(--accent)}
h2{font-size:clamp(32px,4.5vw,54px)}
h3{font-size:25px}
.eyebrow{font-size:11px;text-transform:uppercase;letter-spacing:.14em;font-weight:700;color:var(--accent);margin:0 0 18px}
.hero{padding:54px 0 42px}
.lede{font-size:20px;max-width:660px;margin:25px 0}
.byline,.fine,small{font-size:12px;color:var(--muted)}
.byline{margin-top:24px}
.primary,.secondary{display:inline-flex;align-items:center;justify-content:center;gap:16px;min-height:48px;padding:12px 20px;border:1px solid var(--ink);border-radius:5px;font-size:14px;font-weight:600;text-decoration:none}
.primary{background:var(--ink);color:var(--paper)}
.secondary{background:transparent;color:inherit}
.primary:hover{background:var(--accent);border-color:var(--accent)}
:focus-visible{outline:3px solid var(--accent);outline-offset:4px}
.example-band{background:#e9e1d4;border-block:1px solid var(--rule);padding:40px 0}
.assumptions{font-size:13px;color:var(--muted);max-width:830px}
.example-grid{display:grid;grid-template-columns:1fr 1fr;border-block:1px solid #c4b9a8;margin-top:30px;gap:30px;padding:25px 0}
.example-grid p{margin:4px 0}
.metric-label{font-size:12px;text-transform:uppercase;letter-spacing:.12em}
.big-number{font-size:clamp(24px,3.4vw,41px);font-weight:600;font-variant-numeric:tabular-nums}
.big-number span{font-weight:400;color:var(--muted)}
.coverage-note{padding-top:24px;max-width:760px}
.coverage-note p{margin:8px 0}
.tool-section{padding:56px 0}
.section-intro{max-width:680px;color:var(--muted)}
.tool-layout{display:grid;grid-template-columns:minmax(250px,.8fr) minmax(0,1.5fr);gap:40px;margin-top:30px;align-items:start}
form{padding:24px;background:#fffaf2;border:1px solid var(--rule);border-radius:8px}
.field{margin-bottom:19px}
.field label{display:block;font-size:13px;font-weight:600;margin-bottom:7px}
.field input,.field select{width:100%;min-height:48px;border:1px solid #b4aa99;border-radius:4px;background:#fffdf9;color:var(--ink);padding:10px 12px;font-size:16px}
.field small{display:block;margin-top:7px;line-height:1.45}
summary{cursor:pointer;min-height:48px;padding:12px 0;font-size:13px;font-weight:600}
.assumption-controls{border-top:1px solid var(--rule);margin-bottom:18px}
.assumption-controls .field:first-of-type{margin-top:12px}
form .primary{width:100%}
[role=alert]{color:#943216;font-size:13px}
.result{min-width:0}
.result>.eyebrow{margin-bottom:12px}
.scenarios{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:8px;margin:24px 0}
.scenario{color:var(--ink);background:transparent;border:1px solid #b4aa99;border-radius:5px;padding:14px 10px;text-align:left;line-height:1.4}
.scenario[aria-pressed=true]{outline:2px solid var(--ink);outline-offset:1px}
.scenario span,.scenario strong{display:block}
.scenario span{font-size:12px}
.scenario strong{font-size:19px;font-weight:600;margin:12px 0 4px;font-variant-numeric:tabular-nums}
.scenario .change{font-size:11px;margin-top:10px;color:var(--muted)}
.custom-path{border-block:1px solid var(--rule);padding:18px 0}
.custom-path>div{display:flex;gap:8px}
.custom-path input{max-width:110px}
.chart-heading p{font-size:14px;min-height:44px}
.legend{display:flex;flex-wrap:wrap;gap:15px;font-size:11px}
.legend span{display:flex;align-items:center;gap:7px}
.legend i{width:22px;border-top:3px solid var(--accent)}
.legend .cash-key{border-top-color:var(--ink);border-top-style:dashed}
#path-chart{display:block;width:100%;height:auto;margin:10px 0}
#path-chart text{font-family:Inter,system-ui,sans-serif;fill:var(--muted);font-size:13px}
.table-details{border-block:1px solid var(--rule)}
.table-scroll{overflow:auto}
table{border-collapse:collapse;width:100%;font-size:12px;font-variant-numeric:tabular-nums}
caption{text-align:left;padding:10px 0;color:var(--muted)}
th,td{text-align:right;border-bottom:1px solid var(--rule);padding:10px 8px;white-space:nowrap}
th:first-child,td:first-child{text-align:left}
.result>.primary{margin-top:20px}
.method{padding:42px 0;border-top:1px solid var(--rule)}
.method-grid{display:grid;grid-template-columns:1fr 1fr;gap:40px;margin-top:26px}
.method-grid h3{margin-top:15px}
.sources{border-top:1px solid var(--rule);margin-top:24px;padding-top:25px;font-size:13px;color:var(--muted)}
.sources h3{color:var(--ink)}
.share-row{margin-top:32px}
.share-row span{display:block;font-size:13px;margin-top:10px}
footer{border-top:1px solid var(--rule);padding:25px 0 35px;font-size:12px;color:var(--muted)}
.notice{border:1px solid var(--rule);padding:16px}

@media(max-width:760px){.wrap{width:calc(100% - 32px)}
.hero{padding:32px 0}
.lede{font-size:17px}
.example-grid{grid-template-columns:1fr;gap:18px}
.example-grid>div+div{border-top:1px solid #c4b9a8;padding-top:18px}
.tool-layout,.method-grid{grid-template-columns:1fr;gap:30px}
.tool-section{padding:36px 0}
.example-band{padding:30px 0}
.big-number{font-size:31px}
.scenarios{gap:6px}
.scenario{padding:12px 7px}
.scenario strong{font-size:17px}
.primary{max-width:100%;text-wrap:balance}
.method-grid{gap:0}
}

@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}
}