{ "updated": "2026-06-01T11:12:42.852Z", "methodology": "Trailing compound annual growth rate (CAGR). Most rows use 10-year windows; childcare uses the 5-year methodology source-audit window. Equities/gold/BTC: monthly closes from Yahoo Finance; sp500 uses ^GSPC price-index closes, while sp500_total_return uses ^SP500TR dividends-reinvested total return. CPI sub-indices + national home: FRED/BLS monthly series. Metro-level homes: Zillow ZHVI (single-family, smoothed, seasonally adjusted). Tuition: College Board Trends in College Pricing (annual).", "rates": [ { "key": "sp500", "label": "S&P 500 Price Index", "source": "Yahoo Finance:^GSPC", "symbol": "^GSPC", "cagr": 13.67, "start": "2016-06-01", "end": "2026-06-01", "startValue": 2098.8601, "endValue": 7557.6602, "years": 10, "id": "SPX", "retrieved": "2026-06-15", "refresh_cadence": "monthly refresh" }, { "key": "qqq", "label": "Nasdaq 100 / tech", "source": "Yahoo Finance", "symbol": "QQQ", "cagr": 22.13, "start": "2016-06-01", "end": "2026-05-29", "startValue": 100.1929, "endValue": 738.31, "years": 9.99 }, { "key": "single", "label": "Single-name mega-cap (NVDA)", "source": "Yahoo Finance", "symbol": "NVDA", "cagr": 68.43, "start": "2016-06-01", "end": "2026-05-29", "startValue": 1.1538, "endValue": 211.14, "years": 9.99 }, { "key": "gold", "label": "Gold", "source": "Yahoo Finance", "symbol": "GLD", "cagr": 12.69, "start": "2016-06-01", "end": "2026-05-29", "startValue": 126.47, "endValue": 417.12, "years": 9.99 }, { "key": "btc", "label": "Bitcoin", "source": "Yahoo Finance", "symbol": "BTC-USD", "cagr": 59.69, "start": "2016-06-01", "end": "2026-06-01", "startValue": 673.337, "endValue": 72579.99, "years": 10 }, { "key": "cpi", "label": "Cost of living (CPI)", "source": "FRED", "id": "CPIAUCSL", "cagr": 3.35, "start": "2016-04-01", "end": "2026-04-01", "startValue": 238.992, "endValue": 332.407, "years": 10 }, { "key": "home", "label": "Home — US national (Case-Shiller)", "source": "FRED", "id": "CSUSHPINSA", "cagr": 6.45, "start": "2016-03-01", "end": "2026-03-01", "startValue": 176.582, "endValue": 329.938, "years": 10 }, { "key": "rent", "label": "Rent — US (CPI rent of primary residence)", "source": "BLS CPI-U, Rent of primary residence, U.S. city average, NSA", "id": "CUUR0000SEHA", "cagr": 4.23, "start": "2015-12-01", "end": "2025-12-01", "startValue": 291.204, "endValue": 440.667, "years": 10, "retrieved": "2026-05-31" }, { "key": "housing_owner_carry", "label": "Homeowner carrying 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"refresh_cadence": "monthly refresh" }, { "key": "tuition_private_k12", "label": "Private K-12 tuition", "source": "BLS API:CUUR0000SEEB02", "id": "CUUR0000SEEB02", "cagr": 3.65, "start": "2016-01-01", "end": "2025-12-01", "startValue": 72.962, "endValue": 104.095, "years": 9.92, "retrieved": "2026-06-15", "refresh_cadence": "monthly refresh" } ], "cpi_annual": { "source": "FRED:CPIAUCSL", "retrieval_date": "2026-06-15", "refresh_cadence": "quarterly", "values": { "1985": 107.6, "1986": 109.692, "1987": 113.617, "1988": 118.275, "1989": 123.942, "1990": 130.658, "1991": 136.167, "1992": 140.308, "1993": 144.475, "1994": 148.225, "1995": 152.383, "1996": 156.858, "1997": 160.525, "1998": 163.008, "1999": 166.583, "2000": 172.192, "2001": 177.042, "2002": 179.867, "2003": 184, "2004": 188.908, "2005": 195.267, "2006": 201.558, "2007": 207.344, "2008": 215.254, "2009": 214.565, "2010": 218.076, "2011": 224.923, "2012": 229.586, "2013": 232.952, "2014": 236.715, "2015": 237.002, "2016": 240.005, "2017": 245.121, "2018": 251.099, "2019": 255.653, "2020": 258.856, "2021": 270.973, "2022": 292.626, "2023": 304.703, "2024": 313.698 } }, "errors": [], "asset_race_monthly": { "updated": "2026-06-15T15:18:36.241Z", "dateModified": "2026-06-15", "methodology": "Real buying power indexed to 100 at selected range start: (nominal_t / CPI_t) / (nominal_start / CPI_start) * 100. Savings compounds nominal deposit-rate observations monthly before CPI deflation.", "source_manifest": { "CPIAUCSL": { "source": "U.S. Bureau of Labor Statistics / FRED", "url": "https://fred.stlouisfed.org/series/CPIAUCSL", "frequency": "monthly", "coverage": "1985-01 to present", "retrieval_date": "2026-06-15", "cadence": "monthly refresh", "license": "Public domain federal data; FRED redistribution permitted" }, "SNDR": { "source": "FDIC / FRED, merged with discontinued SAVNRNJ bridge", "url": "https://fred.stlouisfed.org/series/SNDR", "frequency": "monthly", "coverage": "2009-06 to present", "retrieval_date": "2026-06-15", "cadence": "monthly refresh", "license": "Public domain federal data; FRED redistribution permitted" }, "MSPUS": { "source": "U.S. Census Bureau / FRED", "url": "https://fred.stlouisfed.org/series/MSPUS", "frequency": "quarterly", "coverage": "1985-Q1 to present", "retrieval_date": "2026-06-15", "cadence": "quarterly refresh", "license": "Public domain federal data; FRED redistribution permitted" }, "SP500_TR": { "source": "S&P 500 Total Return via Yahoo Finance", "url": "https://finance.yahoo.com/quote/%5ESP500TR/", "frequency": "monthly", "coverage": "1988-01 to present", "retrieval_date": "2026-06-15", "cadence": "monthly refresh", "note": "Hermes validated Shiller total-return methodology; Yahoo ^SP500TR is used here for current monthly values beyond the stale Shiller file." }, "SP500": { "source": "S&P 500 Price Index via Yahoo Finance", "url": "https://finance.yahoo.com/quote/%5EGSPC/", "frequency": "monthly", "coverage": "1985-01 to present", "retrieval_date": "2026-06-15", "cadence": "monthly refresh", "note": "Price-return comparator for the top-level sp500 rate. Dividends-reinvested total return is tracked separately as sp500_total_return." }, "WGC_Gold": { "source": "World Gold Council", "url": "https://www.gold.org/goldhub/data/gold-prices", "frequency": "monthly averages", "coverage": "1970-01 to present", "retrieval_date": "2026-06-15", "cadence": "monthly refresh", "license": "Editorial use per gold.org published data terms" }, "BTC_USD": { "source": "Yahoo Finance BTC-USD", "url": "https://finance.yahoo.com/quote/BTC-USD/", "frequency": "monthly", "coverage": "2014-09 to present", "retrieval_date": "2026-06-15", "cadence": "monthly refresh", "note": "CoinGecko public API rejected full historical range during implementation; BTC remains off by default and labeled with the 2014-09 start caveat." } }, "cpi": { "1985-01": 105.7, "1985-02": 106.3, "1985-03": 106.8, "1985-04": 107, "1985-05": 107.2, "1985-06": 107.5, "1985-07": 107.7, "1985-08": 107.9, "1985-09": 108.1, "1985-10": 108.5, "1985-11": 109, "1985-12": 109.5, "1986-01": 109.9, "1986-02": 109.7, "1986-03": 109.1, "1986-04": 108.7, "1986-05": 109, "1986-06": 109.4, "1986-07": 109.5, "1986-08": 109.6, "1986-09": 110, "1986-10": 110.2, "1986-11": 110.4, "1986-12": 110.8, "1987-01": 111.4, "1987-02": 111.8, "1987-03": 112.2, "1987-04": 112.7, "1987-05": 113, "1987-06": 113.5, "1987-07": 113.8, "1987-08": 114.3, "1987-09": 114.7, "1987-10": 115, "1987-11": 115.4, "1987-12": 115.6, "1988-01": 116, "1988-02": 116.2, "1988-03": 116.5, "1988-04": 117.2, "1988-05": 117.5, "1988-06": 118, "1988-07": 118.5, "1988-08": 119, "1988-09": 119.5, "1988-10": 119.9, "1988-11": 120.3, "1988-12": 120.7, "1989-01": 121.2, "1989-02": 121.6, "1989-03": 122.2, "1989-04": 123.1, "1989-05": 123.7, "1989-06": 124.1, "1989-07": 124.5, "1989-08": 124.5, "1989-09": 124.8, "1989-10": 125.4, "1989-11": 125.9, "1989-12": 126.3, "1990-01": 127.5, "1990-02": 128, "1990-03": 128.6, "1990-04": 128.9, "1990-05": 129.1, "1990-06": 129.9, "1990-07": 130.5, "1990-08": 131.6, "1990-09": 132.5, 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212.705, "2009-03": 212.495, "2009-04": 212.709, "2009-05": 213.022, "2009-06": 214.79, "2009-07": 214.726, "2009-08": 215.445, "2009-09": 215.861, "2009-10": 216.509, "2009-11": 217.234, "2009-12": 217.347, "2010-01": 217.488, "2010-02": 217.281, "2010-03": 217.353, "2010-04": 217.403, "2010-05": 217.29, "2010-06": 217.199, "2010-07": 217.605, "2010-08": 217.923, "2010-09": 218.275, "2010-10": 219.035, "2010-11": 219.59, "2010-12": 220.472, "2011-01": 221.187, "2011-02": 221.898, "2011-03": 223.046, "2011-04": 224.093, "2011-05": 224.806, "2011-06": 224.806, "2011-07": 225.395, "2011-08": 226.106, "2011-09": 226.597, "2011-10": 226.75, "2011-11": 227.169, "2011-12": 227.223, "2012-01": 227.842, "2012-02": 228.329, "2012-03": 228.807, "2012-04": 229.187, "2012-05": 228.713, "2012-06": 228.524, "2012-07": 228.59, "2012-08": 229.918, "2012-09": 231.015, "2012-10": 231.638, "2012-11": 231.249, "2012-12": 231.221, "2013-01": 231.679, "2013-02": 232.937, "2013-03": 232.282, "2013-04": 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325.063, "2025-12": 326.031, "2026-01": 326.588, "2026-02": 327.46, "2026-03": 330.293, "2026-04": 332.407, "2026-05": 333.979 }, "series": { "cash": { "label": "Cash", "source": "Derived from CPIAUCSL", "values": { "1985-01": 1, "1985-02": 1, "1985-03": 1, "1985-04": 1, "1985-05": 1, "1985-06": 1, "1985-07": 1, "1985-08": 1, "1985-09": 1, "1985-10": 1, "1985-11": 1, "1985-12": 1, "1986-01": 1, "1986-02": 1, "1986-03": 1, "1986-04": 1, "1986-05": 1, "1986-06": 1, "1986-07": 1, "1986-08": 1, "1986-09": 1, "1986-10": 1, "1986-11": 1, "1986-12": 1, "1987-01": 1, "1987-02": 1, "1987-03": 1, "1987-04": 1, "1987-05": 1, "1987-06": 1, "1987-07": 1, "1987-08": 1, "1987-09": 1, "1987-10": 1, "1987-11": 1, "1987-12": 1, "1988-01": 1, "1988-02": 1, "1988-03": 1, "1988-04": 1, "1988-05": 1, "1988-06": 1, "1988-07": 1, "1988-08": 1, "1988-09": 1, "1988-10": 1, "1988-11": 1, "1988-12": 1, "1989-01": 1, "1989-02": 1, "1989-03": 1, "1989-04": 1, "1989-05": 1, "1989-06": 1, "1989-07": 1, "1989-08": 1, 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Earlier periods would show similar erosion; the federal funds rate averaged about 5% nominal versus about 3% inflation through the 90s, leaving a real return near zero.", "values": { "2009-05": 1.000183, "2009-06": 1.00036, "2009-07": 1.000543, "2009-08": 1.000718, "2009-09": 1.000895, "2009-10": 1.00107, "2009-11": 1.001237, "2009-12": 1.001403, "2010-01": 1.001576, "2010-02": 1.001751, "2010-03": 1.001926, "2010-04": 1.002093, "2010-05": 1.00226, "2010-06": 1.002427, "2010-07": 1.002588, "2010-08": 1.002746, "2010-09": 1.002897, "2010-10": 1.003047, "2010-11": 1.003189, "2010-12": 1.003331, "2011-01": 1.00347, "2011-02": 1.003603, "2011-03": 1.003737, "2011-04": 1.003862, "2011-05": 1.003988, "2011-06": 1.004109, "2011-07": 1.004226, "2011-08": 1.00434, "2011-09": 1.004442, "2011-10": 1.004543, "2011-11": 1.004639, "2011-12": 1.004731, "2012-01": 1.004821, "2012-02": 1.004905, "2012-03": 1.004989, "2012-04": 1.005072, "2012-05": 1.005156, "2012-06": 1.005234, "2012-07": 1.005309, 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3233.719971, "2013-12": 3315.590088, "2014-01": 3200.949951, "2014-02": 3347.379883, "2014-03": 3375.51001, "2014-04": 3400.459961, "2014-05": 3480.290039, "2014-06": 3552.179932, "2014-07": 3503.189941, "2014-08": 3643.330078, "2014-09": 3592.25, "2014-10": 3679.98999, "2014-11": 3778.959961, "2014-12": 3769.439941, "2015-01": 3656.280029, "2015-02": 3866.419922, "2015-03": 3805.27002, "2015-04": 3841.780029, "2015-05": 3891.179932, "2015-06": 3815.850098, "2015-07": 3895.800049, "2015-08": 3660.75, "2015-09": 3570.169922, "2015-10": 3871.330078, "2015-11": 3882.840088, "2015-12": 3821.600098, "2016-01": 3631.959961, "2016-02": 3627.060059, "2016-03": 3873.110107, "2016-04": 3888.129883, "2016-05": 3957.949951, "2016-06": 3968.209961, "2016-07": 4114.509766, "2016-08": 4120.290039, "2016-09": 4121.060059, "2016-10": 4045.889893, "2016-11": 4195.72998, "2016-12": 4278.660156, "2017-01": 4359.810059, "2017-02": 4532.930176, "2017-03": 4538.209961, "2017-04": 4584.819824, "2017-05": 4649.339844, "2017-06": 4678.359863, "2017-07": 4774.560059, "2017-08": 4789.180176, "2017-09": 4887.970215, "2017-10": 5002.029785, "2017-11": 5155.439941, "2017-12": 5212.759766, "2018-01": 5511.209961, "2018-02": 5308.089844, "2018-03": 5173.189941, "2018-04": 5193.040039, "2018-05": 5318.100098, "2018-06": 5350.830078, "2018-07": 5549.959961, "2018-08": 5730.799805, "2018-09": 5763.419922, "2018-10": 5369.490234, "2018-11": 5478.910156, "2018-12": 4984.220215, "2019-01": 5383.629883, "2019-02": 5556.490234, "2019-03": 5664.459961, "2019-04": 5893.810059, "2019-05": 5519.27002, "2019-06": 5908.25, "2019-07": 5993.169922, "2019-08": 5898.22998, "2019-09": 6008.589844, "2019-10": 6138.72998, "2019-11": 6361.560059, "2019-12": 6553.569824, "2020-01": 6551, "2020-02": 6011.72998, "2020-03": 5269.200195, "2020-04": 5944.680176, "2020-05": 6227.810059, "2020-06": 6351.669922, "2020-07": 6709.810059, "2020-08": 7192.109863, "2020-09": 6918.830078, "2020-10": 6734.839844, "2020-11": 7472.060059, "2020-12": 7759.350098, "2021-01": 7681.009766, "2021-02": 7892.810059, "2021-03": 8238.480469, "2021-04": 8678.160156, "2021-05": 8738.769531, "2021-06": 8942.780273, "2021-07": 9155.209961, "2021-08": 9433.580078, "2021-09": 8994.830078, "2021-10": 9625.019531, "2021-11": 9558.330078, "2021-12": 9986.700195, "2022-01": 9469.919922, "2022-02": 9186.370117, "2022-03": 9527.459961, "2022-04": 8696.650391, "2022-05": 8712.599609, "2022-06": 7993.430176, "2022-07": 8730.459961, "2022-08": 8374.419922, "2022-09": 7603.140137, "2022-10": 8218.700195, "2022-11": 8678, "2022-12": 8178.02002, "2023-01": 8691.879883, "2023-02": 8479.799805, "2023-03": 8791.129883, "2023-04": 8928.349609, "2023-05": 8967.160156, "2023-06": 9559.669922, "2023-07": 9866.769531, "2023-08": 9709.679688, "2023-09": 9246.740234, "2023-10": 9052.30957, "2023-11": 9879.019531, "2023-12": 10327.830078, "2024-01": 10501.379883, "2024-02": 11062.110352, "2024-03": 11418.030273, "2024-04": 10951.660156, 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Default wage benchmark is BLS AHETPI. Annual sources are forward-filled monthly for alignment and rendered as step functions.", "source_manifest": { "AHETPI": { "source": "BLS via FRED", "url": "https://fred.stlouisfed.org/series/AHETPI", "retrieval_date": "2026-06-15" }, "LEU0252881500Q": { "source": "BLS Current Population Survey via FRED", "url": "https://fred.stlouisfed.org/series/LEU0252881500Q", "retrieval_date": "2026-06-15", "frequency": "quarterly", "conversion": "Weekly nominal earnings divided by a stated 35-hour full-time-week convention.", "convention_hours_per_week": 35, "note": "The source series carries no observed usual-hours denominator." }, "CPIAUCSL": { "source": "BLS via FRED", "url": "https://fred.stlouisfed.org/series/CPIAUCSL", "retrieval_date": "2026-06-15" }, "SPY": { "source": "Yahoo Finance monthly close", "url": "https://finance.yahoo.com/quote/SPY", "retrieval_date": "2026-06-15" }, "ZHVI": { "source": "Zillow ZHVI national all-homes middle-tier smoothed seasonally adjusted, multiplied by 10%", "url": "https://www.zillow.com/research/data/", "retrieval_date": "2026-06-15" }, "ZHVI_BOTTOM_TIER": { "source": "Zillow ZHVI bottom tier (5th-35th percentile), single-family + condo, smoothed seasonally adjusted, national RegionName=United States", "url": "https://files.zillowstatic.com/research/public_csvs/zhvi/Metro_zhvi_uc_sfrcondo_tier_0.0_0.33_sm_sa_month.csv", "retrieval_date": "2026-06-15", "frequency": "monthly", "region": "United States", "license_note": "Zillow data is citation-required and copyright-constrained; downstream public reproducibility bundles should publish derived series rather than raw Zillow source columns unless redistribution permission is approved." }, "CollegeBoard": { "source": "College Board Trends in College Pricing", "url": "https://research.collegeboard.org/trends/college-pricing", "retrieval_date": "2026-06-15" }, "GASREGW": { "source": "EIA via FRED", "url": "https://fred.stlouisfed.org/series/GASREGW", "retrieval_date": "2026-06-15" }, "BigMac": { "source": "BLS food prices plus Economist Big Mac Index", "url": "https://www.economist.com/big-mac-index", "retrieval_date": "2026-06-15" }, "GenworthProcare": { "source": "Genworth/Procare Cost of Care Survey", "retrieval_date": "2026-06-15" }, "KFF": { "source": "KFF Employer Health Benefits Survey", "url": "https://www.kff.org/health-costs/report/2025-employer-health-benefits-survey/", "retrieval_date": "2026-06-15" }, "NAR": { "source": "NAR 2025 Profile of Home Buyers and Sellers", "retrieval_date": "2026-06-15" } }, "wage": { "ahetpi": { "label": "Average hourly earnings, production and nonsupervisory employees", "source": "FRED:AHETPI", "values": { "1985-01": 8.61, "1985-02": 8.64, "1985-03": 8.66, "1985-04": 8.69, "1985-05": 8.7, "1985-06": 8.74, "1985-07": 8.74, "1985-08": 8.76, "1985-09": 8.8, "1985-10": 8.79, "1985-11": 8.81, "1985-12": 8.87, "1986-01": 8.85, "1986-02": 8.88, "1986-03": 8.89, "1986-04": 8.88, "1986-05": 8.9, "1986-06": 8.92, "1986-07": 8.91, "1986-08": 8.94, "1986-09": 8.94, "1986-10": 8.96, "1986-11": 9.01, "1986-12": 9.01, "1987-01": 9.02, "1987-02": 9.05, "1987-03": 9.07, "1987-04": 9.08, "1987-05": 9.11, "1987-06": 9.11, "1987-07": 9.12, "1987-08": 9.18, "1987-09": 9.19, "1987-10": 9.22, "1987-11": 9.27, "1987-12": 9.28, "1988-01": 9.29, "1988-02": 9.29, "1988-03": 9.31, "1988-04": 9.36, "1988-05": 9.41, "1988-06": 9.41, "1988-07": 9.45, "1988-08": 9.46, "1988-09": 9.51, "1988-10": 9.56, "1988-11": 9.58, "1988-12": 9.6, "1989-01": 9.65, "1989-02": 9.68, "1989-03": 9.7, "1989-04": 9.75, "1989-05": 9.74, "1989-06": 9.77, "1989-07": 9.83, "1989-08": 9.83, "1989-09": 9.87, "1989-10": 9.92, "1989-11": 9.93, "1989-12": 9.98, "1990-01": 10.02, "1990-02": 10.07, "1990-03": 10.11, "1990-04": 10.12, "1990-05": 10.16, "1990-06": 10.2, "1990-07": 10.22, "1990-08": 10.24, "1990-09": 10.27, "1990-10": 10.3, "1990-11": 10.32, "1990-12": 10.34, "1991-01": 10.37, "1991-02": 10.39, "1991-03": 10.41, "1991-04": 10.46, "1991-05": 10.5, "1991-06": 10.51, "1991-07": 10.54, "1991-08": 10.56, "1991-09": 10.58, "1991-10": 10.59, "1991-11": 10.61, "1991-12": 10.64, "1992-01": 10.64, "1992-02": 10.66, "1992-03": 10.68, "1992-04": 10.72, "1992-05": 10.74, "1992-06": 10.77, "1992-07": 10.78, "1992-08": 10.81, "1992-09": 10.83, "1992-10": 10.85, "1992-11": 10.86, "1992-12": 10.9, "1993-01": 10.93, "1993-02": 10.95, "1993-03": 10.99, "1993-04": 10.99, "1993-05": 11.01, "1993-06": 11.03, "1993-07": 11.05, "1993-08": 11.07, "1993-09": 11.09, "1993-10": 11.13, "1993-11": 11.15, "1993-12": 11.18, "1994-01": 11.2, "1994-02": 11.25, "1994-03": 11.25, "1994-04": 11.27, "1994-05": 11.29, "1994-06": 11.31, "1994-07": 11.34, "1994-08": 11.36, "1994-09": 11.39, "1994-10": 11.42, "1994-11": 11.45, "1994-12": 11.48, "1995-01": 11.48, "1995-02": 11.53, "1995-03": 11.55, "1995-04": 11.56, "1995-05": 11.59, "1995-06": 11.63, "1995-07": 11.67, "1995-08": 11.69, "1995-09": 11.73, "1995-10": 11.75, "1995-11": 11.78, "1995-12": 11.81, "1996-01": 11.86, "1996-02": 11.87, "1996-03": 11.89, "1996-04": 11.96, "1996-05": 11.98, "1996-06": 12.03, "1996-07": 12.05, "1996-08": 12.09, "1996-09": 12.13, "1996-10": 12.16, "1996-11": 12.2, "1996-12": 12.24, "1997-01": 12.29, "1997-02": 12.31, "1997-03": 12.35, "1997-04": 12.39, "1997-05": 12.43, "1997-06": 12.46, "1997-07": 12.5, "1997-08": 12.57, "1997-09": 12.6, "1997-10": 12.66, "1997-11": 12.71, "1997-12": 12.75, "1998-01": 12.79, "1998-02": 12.83, "1998-03": 12.87, "1998-04": 12.92, "1998-05": 12.96, "1998-06": 12.99, "1998-07": 13, "1998-08": 13.07, "1998-09": 13.11, "1998-10": 13.14, "1998-11": 13.17, "1998-12": 13.21, "1999-01": 13.27, "1999-02": 13.3, "1999-03": 13.34, "1999-04": 13.38, "1999-05": 13.42, "1999-06": 13.47, "1999-07": 13.51, "1999-08": 13.53, "1999-09": 13.61, "1999-10": 13.64, "1999-11": 13.66, "1999-12": 13.7, "2000-01": 13.74, "2000-02": 13.8, "2000-03": 13.85, "2000-04": 13.89, "2000-05": 13.93, "2000-06": 13.98, "2000-07": 14.02, "2000-08": 14.07, "2000-09": 14.13, "2000-10": 14.17, "2000-11": 14.23, "2000-12": 14.29, "2001-01": 14.29, "2001-02": 14.36, "2001-03": 14.42, "2001-04": 14.44, "2001-05": 14.5, "2001-06": 14.54, "2001-07": 14.55, "2001-08": 14.6, "2001-09": 14.62, "2001-10": 14.66, "2001-11": 14.72, "2001-12": 14.74, "2002-01": 14.76, "2002-02": 14.78, "2002-03": 14.82, "2002-04": 14.84, "2002-05": 14.88, "2002-06": 14.93, "2002-07": 14.97, "2002-08": 15.02, "2002-09": 15.05, "2002-10": 15.12, "2002-11": 15.15, "2002-12": 15.2, "2003-01": 15.21, "2003-02": 15.28, "2003-03": 15.27, "2003-04": 15.28, "2003-05": 15.33, "2003-06": 15.36, "2003-07": 15.4, "2003-08": 15.42, "2003-09": 15.42, "2003-10": 15.42, "2003-11": 15.46, "2003-12": 15.47, "2004-01": 15.51, "2004-02": 15.53, "2004-03": 15.56, "2004-04": 15.59, "2004-05": 15.63, "2004-06": 15.67, "2004-07": 15.69, "2004-08": 15.73, "2004-09": 15.78, "2004-10": 15.81, "2004-11": 15.84, "2004-12": 15.86, "2005-01": 15.9, "2005-02": 15.93, "2005-03": 15.97, "2005-04": 16.01, "2005-05": 16.04, "2005-06": 16.08, "2005-07": 16.15, "2005-08": 16.17, "2005-09": 16.19, "2005-10": 16.28, "2005-11": 16.3, "2005-12": 16.36, "2006-01": 16.42, "2006-02": 16.48, "2006-03": 16.54, "2006-04": 16.63, "2006-05": 16.65, "2006-06": 16.72, "2006-07": 16.78, "2006-08": 16.82, "2006-09": 16.87, "2006-10": 16.93, "2006-11": 16.98, "2006-12": 17.05, "2007-01": 17.09, "2007-02": 17.16, "2007-03": 17.22, "2007-04": 17.27, "2007-05": 17.34, "2007-06": 17.41, "2007-07": 17.46, "2007-08": 17.5, "2007-09": 17.55, "2007-10": 17.58, "2007-11": 17.63, "2007-12": 17.68, "2008-01": 17.74, "2008-02": 17.8, "2008-03": 17.87, "2008-04": 17.92, "2008-05": 17.98, "2008-06": 18.04, "2008-07": 18.1, "2008-08": 18.18, "2008-09": 18.2, "2008-10": 18.25, "2008-11": 18.31, "2008-12": 18.39, "2009-01": 18.39, "2009-02": 18.44, "2009-03": 18.49, "2009-04": 18.52, "2009-05": 18.53, "2009-06": 18.56, "2009-07": 18.59, "2009-08": 18.67, "2009-09": 18.7, "2009-10": 18.74, "2009-11": 18.8, "2009-12": 18.84, "2010-01": 18.88, "2010-02": 18.91, "2010-03": 18.92, "2010-04": 18.96, "2010-05": 19.01, "2010-06": 19.03, "2010-07": 19.04, "2010-08": 19.11, "2010-09": 19.11, "2010-10": 19.21, "2010-11": 19.21, "2010-12": 19.23, "2011-01": 19.33, "2011-02": 19.31, "2011-03": 19.3, "2011-04": 19.36, "2011-05": 19.41, "2011-06": 19.41, "2011-07": 19.48, "2011-08": 19.47, "2011-09": 19.49, "2011-10": 19.56, "2011-11": 19.56, "2011-12": 19.57, "2012-01": 19.59, "2012-02": 19.58, "2012-03": 19.64, "2012-04": 19.68, "2012-05": 19.68, "2012-06": 19.71, "2012-07": 19.75, "2012-08": 19.74, "2012-09": 19.79, "2012-10": 19.79, "2012-11": 19.84, "2012-12": 19.9, "2013-01": 19.93, "2013-02": 19.99, "2013-03": 20.01, "2013-04": 20.04, "2013-05": 20.05, "2013-06": 20.13, "2013-07": 20.14, "2013-08": 20.17, "2013-09": 20.23, "2013-10": 20.25, "2013-11": 20.31, "2013-12": 20.34, "2014-01": 20.39, "2014-02": 20.51, "2014-03": 20.5, "2014-04": 20.51, "2014-05": 20.53, "2014-06": 20.6, "2014-07": 20.61, "2014-08": 20.66, "2014-09": 20.66, "2014-10": 20.7, "2014-11": 20.77, "2014-12": 20.71, "2015-01": 20.8, "2015-02": 20.84, "2015-03": 20.91, "2015-04": 20.92, "2015-05": 20.98, "2015-06": 21, "2015-07": 21.03, "2015-08": 21.11, "2015-09": 21.09, "2015-10": 21.19, "2015-11": 21.21, "2015-12": 21.23, "2016-01": 21.31, "2016-02": 21.33, "2016-03": 21.39, "2016-04": 21.46, "2016-05": 21.48, "2016-06": 21.52, "2016-07": 21.58, "2016-08": 21.6, "2016-09": 21.62, "2016-10": 21.71, "2016-11": 21.71, "2016-12": 21.76, "2017-01": 21.82, "2017-02": 21.85, "2017-03": 21.88, "2017-04": 21.94, "2017-05": 21.97, "2017-06": 22.02, "2017-07": 22.07, "2017-08": 22.1, "2017-09": 22.18, "2017-10": 22.18, "2017-11": 22.22, "2017-12": 22.29, "2018-01": 22.36, "2018-02": 22.41, "2018-03": 22.49, "2018-04": 22.55, "2018-05": 22.6, "2018-06": 22.66, "2018-07": 22.7, "2018-08": 22.78, "2018-09": 22.86, "2018-10": 22.89, "2018-11": 23, "2018-12": 23.11, "2019-01": 23.13, "2019-02": 23.19, "2019-03": 23.29, "2019-04": 23.33, "2019-05": 23.4, "2019-06": 23.48, "2019-07": 23.53, "2019-08": 23.61, "2019-09": 23.68, "2019-10": 23.75, "2019-11": 23.83, "2019-12": 23.85, "2020-01": 23.91, "2020-02": 24.03, "2020-03": 24.12, "2020-04": 25.14, "2020-05": 24.98, "2020-06": 24.78, "2020-07": 24.69, "2020-08": 24.8, "2020-09": 24.82, "2020-10": 24.84, "2020-11": 24.94, "2020-12": 25.16, "2021-01": 25.16, "2021-02": 25.25, "2021-03": 25.33, "2021-04": 25.52, "2021-05": 25.68, "2021-06": 25.82, "2021-07": 25.97, "2021-08": 26.12, "2021-09": 26.3, "2021-10": 26.45, "2021-11": 26.56, "2021-12": 26.76, "2022-01": 26.91, "2022-02": 26.97, "2022-03": 27.1, "2022-04": 27.28, "2022-05": 27.4, "2022-06": 27.52, "2022-07": 27.66, "2022-08": 27.75, "2022-09": 27.87, "2022-10": 27.99, "2022-11": 28.11, "2022-12": 28.22, "2023-01": 28.31, "2023-02": 28.42, "2023-03": 28.56, "2023-04": 28.7, "2023-05": 28.78, "2023-06": 28.89, "2023-07": 29.01, "2023-08": 29.06, "2023-09": 29.18, "2023-10": 29.26, "2023-11": 29.37, "2023-12": 29.47, "2024-01": 29.61, "2024-02": 29.66, "2024-03": 29.78, "2024-04": 29.85, "2024-05": 29.97, "2024-06": 30.07, "2024-07": 30.16, "2024-08": 30.27, "2024-09": 30.39, "2024-10": 30.48, "2024-11": 30.56, "2024-12": 30.66, "2025-01": 30.79, "2025-02": 30.89, "2025-03": 31.02, "2025-04": 31.09, "2025-05": 31.2, "2025-06": 31.31, "2025-07": 31.39, "2025-08": 31.49, "2025-09": 31.56, "2025-10": 31.7, "2025-11": 31.79, "2025-12": 31.83, "2026-01": 31.94, "2026-02": 32.04, "2026-03": 32.12, "2026-04": 32.23, "2026-05": 32.31 } }, "median_usual_weekly_full_time_35h": { "label": "Median usual weekly earnings, full-time wage and salary workers", "source": "FRED:LEU0252881500Q", "source_frequency": "quarterly", "unit": "USD/hour", "convention": "Weekly earnings divided by 35 hours; the source series does not include an observed usual-hours denominator.", "values": { "1979-Q1": 6.6857, "1979-Q2": 6.8286, "1979-Q3": 6.8571, "1979-Q4": 7.1143, "1980-Q1": 7.3143, "1980-Q2": 7.3429, "1980-Q3": 7.4857, "1980-Q4": 7.7429, "1981-Q1": 7.9429, "1981-Q2": 7.9714, "1981-Q3": 8.0286, "1981-Q4": 8.4, "1982-Q1": 8.5143, "1982-Q2": 8.6, "1982-Q3": 8.5429, "1982-Q4": 8.8, "1983-Q1": 8.8857, "1983-Q2": 8.8857, "1983-Q3": 8.8857, "1983-Q4": 9.0857, "1984-Q1": 9.2286, "1984-Q2": 9.2286, "1984-Q3": 9.2, "1984-Q4": 9.5714, "1985-Q1": 9.6, "1985-Q2": 9.9143, "1985-Q3": 9.7143, "1985-Q4": 10.0286, "1986-Q1": 10.1143, "1986-Q2": 10.2286, "1986-Q3": 10.1143, "1986-Q4": 10.5143, "1987-Q1": 10.5429, "1987-Q2": 10.6, "1987-Q3": 10.6, "1987-Q4": 10.8857, "1988-Q1": 11, "1988-Q2": 10.9143, "1988-Q3": 10.8857, "1988-Q4": 11.2, "1989-Q1": 11.3429, "1989-Q2": 11.3714, "1989-Q3": 11.2857, "1989-Q4": 11.6571, "1990-Q1": 11.8, "1990-Q2": 11.7429, "1990-Q3": 11.6, "1990-Q4": 11.9714, "1991-Q1": 12.3429, "1991-Q2": 12.0571, "1991-Q3": 12.0286, "1991-Q4": 12.3429, "1992-Q1": 12.6571, "1992-Q2": 12.4571, "1992-Q3": 12.4857, "1992-Q4": 12.7143, "1993-Q1": 13.0286, "1993-Q2": 13, "1993-Q3": 13.0286, "1993-Q4": 13.3429, "1994-Q1": 13.4, "1994-Q2": 13.2857, "1994-Q3": 13.2, "1994-Q4": 13.4857, "1995-Q1": 13.6571, "1995-Q2": 13.5714, "1995-Q3": 13.6857, "1995-Q4": 13.8286, "1996-Q1": 13.9714, "1996-Q2": 13.8857, "1996-Q3": 13.9429, "1996-Q4": 14.2571, "1997-Q1": 14.4, "1997-Q2": 14.2571, "1997-Q3": 14.2571, "1997-Q4": 14.6, "1998-Q1": 14.8857, "1998-Q2": 14.7143, "1998-Q3": 14.8571, "1998-Q4": 15.4571, "1999-Q1": 15.3714, "1999-Q2": 15.5143, "1999-Q3": 15.6, "1999-Q4": 16.2286, "2000-Q1": 16.3714, "2000-Q2": 16.2571, "2000-Q3": 16.4, "2000-Q4": 16.7143, "2001-Q1": 16.8286, "2001-Q2": 16.9143, "2001-Q3": 17.0286, "2001-Q4": 17.3143, "2002-Q1": 17.4571, "2002-Q2": 17.2857, "2002-Q3": 17.2286, "2002-Q4": 17.5143, "2003-Q1": 17.7143, "2003-Q2": 17.6, "2003-Q3": 17.6571, "2003-Q4": 17.8571, "2004-Q1": 18.1143, "2004-Q2": 18.2571, "2004-Q3": 18.0571, "2004-Q4": 18.4857, "2005-Q1": 18.6571, "2005-Q2": 18.3714, "2005-Q3": 18.5429, "2005-Q4": 18.8286, "2006-Q1": 19.0857, "2006-Q2": 18.8286, "2006-Q3": 19.2857, "2006-Q4": 19.4857, "2007-Q1": 19.8, "2007-Q2": 19.7143, "2007-Q3": 19.8571, "2007-Q4": 20, "2008-Q1": 20.5429, "2008-Q2": 20.5429, "2008-Q3": 20.5714, "2008-Q4": 20.8, "2009-Q1": 21.0857, "2009-Q2": 20.9714, "2009-Q3": 21.0857, "2009-Q4": 21.3714, "2010-Q1": 21.5429, "2010-Q2": 21.1429, "2010-Q3": 21.1429, "2010-Q4": 21.4857, "2011-Q1": 21.5714, "2011-Q2": 21.5143, "2011-Q3": 21.5143, "2011-Q4": 21.8286, "2012-Q1": 21.9714, "2012-Q2": 22.0286, "2012-Q3": 21.6571, "2012-Q4": 22.1429, "2013-Q1": 22.0857, "2013-Q2": 22.1714, "2013-Q3": 22.0286, "2013-Q4": 22.4571, "2014-Q1": 22.7429, "2014-Q2": 22.2857, "2014-Q3": 22.5714, "2014-Q4": 22.8286, "2015-Q1": 23.0857, "2015-Q2": 22.8857, "2015-Q3": 22.9429, "2015-Q4": 23.5714, "2016-Q1": 23.7143, "2016-Q2": 23.5429, "2016-Q3": 23.6286, "2016-Q4": 24.2571, "2017-Q1": 24.7143, "2017-Q2": 24.5429, "2017-Q3": 24.5429, "2017-Q4": 24.4857, "2018-Q1": 25.1714, "2018-Q2": 25.0286, "2018-Q3": 25.3429, "2018-Q4": 25.7143, "2019-Q1": 25.8571, "2019-Q2": 25.9429, "2019-Q3": 26.2571, "2019-Q4": 26.7429, "2020-Q1": 27.3429, "2020-Q2": 28.6286, "2020-Q3": 28.4, "2020-Q4": 28.1143, "2021-Q1": 28.2571, "2021-Q2": 28.2857, "2021-Q3": 28.6, "2021-Q4": 28.8571, "2022-Q1": 29.6286, "2022-Q2": 29.7429, "2022-Q3": 30.5714, "2022-Q4": 31, "2023-Q1": 31.4286, "2023-Q2": 31.4286, "2023-Q3": 31.9429, "2023-Q4": 32.7143, "2024-Q1": 32.5429, "2024-Q2": 32.6571, "2024-Q3": 33.2857, "2024-Q4": 34.0571, "2025-Q1": 34.1143, "2025-Q2": 34.1714, "2025-Q3": 34.6857, "2026-Q1": 35.2857 } } }, "cpi": { "1985-01": 105.7, "1985-02": 106.3, "1985-03": 106.8, "1985-04": 107, "1985-05": 107.2, "1985-06": 107.5, "1985-07": 107.7, "1985-08": 107.9, "1985-09": 108.1, "1985-10": 108.5, "1985-11": 109, "1985-12": 109.5, "1986-01": 109.9, "1986-02": 109.7, "1986-03": 109.1, "1986-04": 108.7, "1986-05": 109, "1986-06": 109.4, "1986-07": 109.5, "1986-08": 109.6, "1986-09": 110, "1986-10": 110.2, "1986-11": 110.4, "1986-12": 110.8, "1987-01": 111.4, "1987-02": 111.8, "1987-03": 112.2, "1987-04": 112.7, "1987-05": 113, "1987-06": 113.5, "1987-07": 113.8, "1987-08": 114.3, "1987-09": 114.7, "1987-10": 115, "1987-11": 115.4, "1987-12": 115.6, "1988-01": 116, "1988-02": 116.2, "1988-03": 116.5, "1988-04": 117.2, "1988-05": 117.5, "1988-06": 118, "1988-07": 118.5, "1988-08": 119, "1988-09": 119.5, "1988-10": 119.9, "1988-11": 120.3, "1988-12": 120.7, "1989-01": 121.2, "1989-02": 121.6, "1989-03": 122.2, "1989-04": 123.1, "1989-05": 123.7, "1989-06": 124.1, "1989-07": 124.5, "1989-08": 124.5, "1989-09": 124.8, "1989-10": 125.4, "1989-11": 125.9, "1989-12": 126.3, "1990-01": 127.5, "1990-02": 128, "1990-03": 128.6, "1990-04": 128.9, "1990-05": 129.1, "1990-06": 129.9, "1990-07": 130.5, "1990-08": 131.6, "1990-09": 132.5, "1990-10": 133.4, "1990-11": 133.7, "1990-12": 134.2, "1991-01": 134.7, "1991-02": 134.8, "1991-03": 134.8, "1991-04": 135.1, "1991-05": 135.6, "1991-06": 136, "1991-07": 136.2, "1991-08": 136.6, "1991-09": 137, "1991-10": 137.2, "1991-11": 137.8, "1991-12": 138.2, "1992-01": 138.3, "1992-02": 138.6, "1992-03": 139.1, "1992-04": 139.4, "1992-05": 139.7, "1992-06": 140.1, "1992-07": 140.5, "1992-08": 140.8, "1992-09": 141.1, "1992-10": 141.7, "1992-11": 142.1, "1992-12": 142.3, "1993-01": 142.8, "1993-02": 143.1, "1993-03": 143.3, "1993-04": 143.8, "1993-05": 144.2, "1993-06": 144.3, "1993-07": 144.5, "1993-08": 144.8, "1993-09": 145, "1993-10": 145.6, "1993-11": 146, "1993-12": 146.3, "1994-01": 146.3, "1994-02": 146.7, "1994-03": 147.1, "1994-04": 147.2, "1994-05": 147.5, "1994-06": 147.9, "1994-07": 148.4, "1994-08": 149, "1994-09": 149.3, "1994-10": 149.4, "1994-11": 149.8, "1994-12": 150.1, "1995-01": 150.5, "1995-02": 150.9, "1995-03": 151.2, "1995-04": 151.8, "1995-05": 152.1, "1995-06": 152.4, "1995-07": 152.6, "1995-08": 152.9, "1995-09": 153.1, "1995-10": 153.5, "1995-11": 153.7, "1995-12": 153.9, "1996-01": 154.7, "1996-02": 155, "1996-03": 155.5, "1996-04": 156.1, "1996-05": 156.4, "1996-06": 156.7, "1996-07": 157, "1996-08": 157.2, "1996-09": 157.7, "1996-10": 158.2, "1996-11": 158.7, "1996-12": 159.1, "1997-01": 159.4, "1997-02": 159.7, "1997-03": 159.8, "1997-04": 159.9, "1997-05": 159.9, "1997-06": 160.2, "1997-07": 160.4, "1997-08": 160.8, "1997-09": 161.2, "1997-10": 161.5, "1997-11": 161.7, "1997-12": 161.8, "1998-01": 162, "1998-02": 162, "1998-03": 162, "1998-04": 162.2, "1998-05": 162.6, "1998-06": 162.8, "1998-07": 163.2, "1998-08": 163.4, "1998-09": 163.5, "1998-10": 163.9, "1998-11": 164.1, "1998-12": 164.4, "1999-01": 164.7, "1999-02": 164.7, "1999-03": 164.8, "1999-04": 165.9, "1999-05": 166, "1999-06": 166, "1999-07": 166.7, "1999-08": 167.1, "1999-09": 167.8, "1999-10": 168.1, "1999-11": 168.4, "1999-12": 168.8, "2000-01": 169.3, "2000-02": 170, "2000-03": 171, "2000-04": 170.9, "2000-05": 171.2, "2000-06": 172.2, "2000-07": 172.7, "2000-08": 172.7, "2000-09": 173.6, "2000-10": 173.9, "2000-11": 174.2, "2000-12": 174.6, "2001-01": 175.6, "2001-02": 176, "2001-03": 176.1, "2001-04": 176.4, "2001-05": 177.3, "2001-06": 177.7, "2001-07": 177.4, "2001-08": 177.4, "2001-09": 178.1, "2001-10": 177.6, "2001-11": 177.5, "2001-12": 177.4, "2002-01": 177.7, "2002-02": 178, "2002-03": 178.5, "2002-04": 179.3, "2002-05": 179.5, "2002-06": 179.6, "2002-07": 180, "2002-08": 180.5, "2002-09": 180.8, "2002-10": 181.2, "2002-11": 181.5, "2002-12": 181.8, "2003-01": 182.6, "2003-02": 183.6, "2003-03": 183.9, "2003-04": 183.2, "2003-05": 182.9, "2003-06": 183.1, "2003-07": 183.7, "2003-08": 184.5, "2003-09": 185.1, "2003-10": 184.9, "2003-11": 185, "2003-12": 185.5, "2004-01": 186.3, "2004-02": 186.7, "2004-03": 187.1, "2004-04": 187.4, "2004-05": 188.2, "2004-06": 188.9, "2004-07": 189.1, "2004-08": 189.2, "2004-09": 189.8, "2004-10": 190.8, "2004-11": 191.7, "2004-12": 191.7, "2005-01": 191.6, "2005-02": 192.4, "2005-03": 193.1, "2005-04": 193.7, "2005-05": 193.6, "2005-06": 193.7, "2005-07": 194.9, "2005-08": 196.1, "2005-09": 198.8, 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