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Trajectory

What you're modeling vs. what it costs

Before this change

Show goal funding table
GoalYearsFuture costFundedShortfall

The resource line shows a reference projection before goal payments. Coverage at each deadline uses one shared pool after earlier goals are paid, at these assumptions.

Scenario shortcuts

What changes if you model…

Preview one adjustment per group. Your input fields remain the current plan.
Timeline tests
Goal-size tests
Contribution tests
Savings-mix tests

For comparison only. These shortcuts model assumptions; Aspire does not recommend allocations.

What you want

The future you're pricing

Edit a goal, its price assumptions, or location.
Your goal

Price the things you want. We'll inflate them at the rate that matches.

Category sets how this goal’s price grows. Update the goal to refresh its result.

current: —
Cost Mix
the price environment around your goal

Your money still has to outrun more than just housing. The Home mix weights your inflation environment.

Adjust the mix →
current: —
Housing locale

Try a comparable metro to see the swing in your cost growth.

current: —
Your goals grow at
Total future cost · at these assumptions
How you get there

Your money mechanics

Current resources, new savings, and redeployed cash are separate levers.
Current resources

This is the base you already have. It should not be confused with where future dollars go.

Savings rate

How much you're adding per month.

current: —
Where each new dollar goes
Asset % of savings Assumed yearly growth
Growth rate on new savings

Set these to match where your new savings actually go.

current: —
Test current-cash assumptions
Model current cash as stocks
yearly growth
Model current cash as Other
yearly growth

A separate what-if lever for modeling existing cash differently from future savings. Total modeled cash cannot exceed available cash.

Your money grows at
money path CAGR, including savings flow + redeployed cash · at these assumptions