Close My Gap Compare saving more, changing a goal target, or shifting its deadline.
Compare your baseline with three independent changes, at these assumptions. Each uses the same shared resource pool and deadline funding model. These exercises aren't forecasts or recommendations.
| Scenario | Goal coverage | Deadline shortfall | Shortfall change |
|---|
A smaller deadline shortfall means less unfunded goal cost at these assumptions. A later deadline can also raise the goal's future cost. A zero target removes that cost; no priced goals is not a funded result.
Saving keeps this captured baseline and comparison as your draft in this browser, replacing its previous draft. Reopen the Simulator in this browser to return. Your account saves use the existing Save changes flow.
What would change? Preview a scenario adjustment
What changes if you model…
For comparison only. These shortcuts model assumptions; Aspire does not recommend allocations.
Your goals
Price the things you want. We'll inflate them at the rate that matches.
Cost mix and location
Your money still has to outrun more than just housing. The Home mix weights your inflation environment.
Adjust the mix →
Try a comparable metro to see the swing in your cost growth.
Your resources
This is the base you already have. It should not be confused with where future dollars go.
How much you're adding per month.
Savings allocation and growth
| Asset | % of savings | Assumed yearly growth |
|---|---|---|
| Growth rate on new savings | — |
Set these to match where your new savings actually go.
Current-cash scenarios
A separate what-if lever for modeling existing cash differently from future savings. Total modeled cash cannot exceed available cash.
Projected resources and goal targets
At each deadline
At these assumptions · earliest first
One pool funds your goals in deadline order. A later surplus doesn’t erase an earlier missed deadline.
Show goal funding table
| Goal | Years | Future cost | Funded | Shortfall |
|---|
The resource line shows a reference projection before goal payments. Coverage at each deadline uses one shared pool after earlier goals are paid, at these assumptions.