Trajectory
What you're modeling vs. what it costs
Before this change
Scenario shortcuts
What changes if you model…
Timeline tests
Goal-size tests
Contribution tests
Savings-mix tests
For comparison only. These shortcuts model assumptions; Aspire does not recommend allocations.
What you want
The future you're pricing
Your goal
Price the things you want. We'll inflate them at the rate that matches.
current: —
Cost Mix
the inflation backdrop around your goal
Your money still has to outrun more than just housing. The Home mix weights your inflation environment.
Refine basket weights →
current: —
Housing locale
Try a comparable metro to see the swing in your cost growth.
current: —
Weighted cost CAGR
—
Total future cost — · at these assumptions
How you get there
Your money mechanics
Current resources
This is the base you already have. It should not be confused with where future dollars go.
Savings rate
How much you're adding per month.
current: —
Where each new dollar goes
| Asset | % of savings | Assumed CAGR |
|---|---|---|
| Your money grows at | — |
Set these to match where your new savings actually go.
current: —
Test current-cash assumptions
Model current cash as stocks—
CAGR
Model current cash as Other—
CAGR
A separate what-if lever for modeling existing cash differently from future savings. Total modeled cash cannot exceed available cash.
Your money grows at
—
blended on savings flow + redeployed cash · at these assumptions