HOME BUYING POWER

How much house can $750k buy?

$750k still clears many large-metro Zillow ZHVI source rows, but not the most expensive coastal rows. Compare the budget with Aspire's committed ZHVI rows, then run the home through Future Home Affordability at these assumptions.

By Scott Krauss · Updated June 9, 2026

A $750,000 home budget matches or exceeds the Zillow ZHVI source row in 41 of 45 Aspire metro rows, at these assumptions. It sits just below Seattle, near New York and Boston, above Miami, Austin, Dallas, and Denver, and below Los Angeles, San Diego, and San Francisco. Data retrieved June 1, 2026.

$750k is a price point, not a household answer. The useful question is how that price compares with the local source row and how fast that row has moved.

Aspire's rates.json keeps Zillow ZHVI rows for major metros. This page compares a $750k budget with those rows. The table does not include mortgage rates, down payment constraints, taxes, insurance, HOA fees, repairs, closing costs, school districts, commute tradeoffs, or inventory quality.

Use it as a first pass. If a metro's ZHVI row is below $750k, the budget is above that broad metro row. If the row is above $750k, the budget is below that broad metro row. Then take the starting price into Future Home Affordability and change the assumptions.

The trailing 10-year CAGR column is there because the same housing row can be used to model what the goal may cost later, at these assumptions. A high CAGR does not make a metro good or bad. It shows how quickly that source row moved over the visible source window.

Metro comparison table

The table compares $750,000 with each Zillow ZHVI metro source row already committed in Aspire's rates.json. The CAGR column is source-derived and shown only as a trailing-rate assumption, at these assumptions.

Metro Current ZHVI source row Budget position Budget / ZHVI Trailing 10-year CAGR
San Francisco, CA $1,145,541 $395,541 above $750,000 0.65x 3.67% at these assumptions
Los Angeles, CA $969,589 $219,589 above $750,000 0.77x 6.06% at these assumptions
San Diego, CA $943,055 $193,055 above $750,000 0.80x 6.21% at these assumptions
Seattle, WA $755,116 $5,116 above $750,000 0.99x 6.69% at these assumptions
Boston, MA $736,881 $13,119 below $750,000 1.02x 5.78% at these assumptions
New York, NY $718,397 $31,603 below $750,000 1.04x 5.19% at these assumptions
Riverside, CA $586,623 $163,377 below $750,000 1.28x 6.62% at these assumptions
Washington, DC $582,461 $167,539 below $750,000 1.29x 4.07% at these assumptions
Sacramento, CA $581,956 $168,044 below $750,000 1.29x 5.04% at these assumptions
Denver, CO $575,130 $174,870 below $750,000 1.30x 5.03% at these assumptions
Salt Lake City, UT $568,981 $181,019 below $750,000 1.32x 7.32% at these assumptions
Portland, OR $551,941 $198,059 below $750,000 1.36x 4.85% at these assumptions
Miami, FL $473,725 $276,275 below $750,000 1.58x 6.91% at these assumptions
Nashville, TN $455,068 $294,932 below $750,000 1.65x 7% at these assumptions
Phoenix, AZ $448,933 $301,067 below $750,000 1.67x 6.73% at these assumptions
Raleigh, NC $438,344 $311,656 below $750,000 1.71x 6.06% at these assumptions
Las Vegas, NV $430,838 $319,162 below $750,000 1.74x 7.22% at these assumptions
Austin, TX $430,490 $319,510 below $750,000 1.74x 4.11% at these assumptions
Baltimore, MD $402,887 $347,113 below $750,000 1.86x 4.10% at these assumptions
Hartford, CT $394,221 $355,779 below $750,000 1.90x 6.03% at these assumptions
Richmond, VA $393,943 $356,057 below $750,000 1.90x 6.23% at these assumptions
Minneapolis, MN $391,192 $358,808 below $750,000 1.92x 4.91% at these assumptions
Charlotte, NC $388,846 $361,154 below $750,000 1.93x 7.48% at these assumptions
Orlando, FL $386,582 $363,418 below $750,000 1.94x 6.87% at these assumptions
Atlanta, GA $381,835 $368,165 below $750,000 1.96x 7% at these assumptions
Virginia Beach, VA $371,148 $378,852 below $750,000 2.02x 4.98% at these assumptions
Dallas, TX $366,743 $383,257 below $750,000 2.05x 5.89% at these assumptions
Tampa, FL $359,150 $390,850 below $750,000 2.09x 7.23% at these assumptions
Jacksonville, FL $351,554 $398,446 below $750,000 2.13x 6.67% at these assumptions
Chicago, IL $349,901 $400,099 below $750,000 2.14x 5.18% at these assumptions
Columbus, OH $329,878 $420,122 below $750,000 2.27x 6.96% at these assumptions
Kansas City, MO $326,895 $423,105 below $750,000 2.29x 6.95% at these assumptions
Houston, TX $308,211 $441,789 below $750,000 2.43x 4.42% at these assumptions
Cincinnati, OH $308,063 $441,937 below $750,000 2.43x 6.74% at these assumptions
Indianapolis, IN $293,854 $456,146 below $750,000 2.55x 7.23% at these assumptions
Buffalo, NY $282,896 $467,104 below $750,000 2.65x 7.21% at these assumptions
Louisville, KY $280,366 $469,634 below $750,000 2.68x 6.13% at these assumptions
San Antonio, TX $280,170 $469,830 below $750,000 2.68x 4.54% at these assumptions
St. Louis, MO $273,427 $476,573 below $750,000 2.74x 5.52% at these assumptions
Detroit, MI $266,496 $483,504 below $750,000 2.81x 6.77% at these assumptions
New Orleans, LA $261,919 $488,081 below $750,000 2.86x 1.63% at these assumptions
Cleveland, OH $248,141 $501,859 below $750,000 3.02x 6.64% at these assumptions
Memphis, TN $245,951 $504,049 below $750,000 3.05x 6.59% at these assumptions
Oklahoma City, OK $245,682 $504,318 below $750,000 3.05x 5.27% at these assumptions
Pittsburgh, PA $228,113 $521,887 below $750,000 3.29x 4.61% at these assumptions

Questions people ask

Does $750k mean the same thing in every metro?

No. This page compares $750k with metro-level Zillow ZHVI source rows in Aspire's rates.json. Local taxes, insurance, rates, inventory, exact neighborhood, and buyer constraints can change the lived answer.

Is this mortgage advice?

No. Aspire does not tell you what home to buy, how much to borrow, or whether a purchase is suitable. This is an educational comparison of source rows at these assumptions.

Why use Zillow ZHVI instead of listings?

ZHVI gives a repeatable metro home-value row that Aspire already stores for future-cost modeling. Listings can answer a different question, but they change quickly and require a separate source path.

Take the $750k home question into the Future Home Affordability workflow and change the home price, timeline, down payment, and growth assumptions.

Run Future Home Affordability →

Aspire is an educational planning tool. Outputs are assumption-based measurements, not investment, tax, legal, mortgage, insurance, or financial advice.