HOME BUYING POWER

How much house can $750k buy?

$750k still clears many large-metro Zillow ZHVI source rows, but not the most expensive coastal rows. Compare the budget with Aspire's committed ZHVI rows, then track the home through the Future Home Tracker at these assumptions.

By Scott Krauss · Updated June 30, 2026

A $750,000 home budget matches or exceeds the Zillow ZHVI source row in 42 of 45 Aspire metro rows, at these assumptions. It sits just below Seattle, near New York and Boston, above Miami, Austin, Dallas, and Denver, and below Los Angeles, San Diego, and San Francisco. Data retrieved July 30, 2026.

$750k is a price point, not a household answer. The useful question is how that price compares with the local source row and how fast that row has moved.

Aspire's rates.json keeps Zillow ZHVI rows for major metros. This page compares a $750k budget with those rows. The table does not include mortgage rates, down payment constraints, taxes, insurance, HOA fees, repairs, closing costs, school districts, commute tradeoffs, or inventory quality.

Use it as a first pass. If a metro's ZHVI row is below $750k, the budget is above that broad metro row. If the row is above $750k, the budget is below that broad metro row. Then take the starting price into the Future Home Tracker and change the assumptions.

The trailing 10-year CAGR column is there because the same housing row can be used to model what the goal may cost later, at these assumptions. A high CAGR does not make a metro good or bad. It shows how quickly that source row moved over the visible source window.

Metro comparison table

The table compares $750,000 with each Zillow ZHVI metro source row already committed in Aspire's rates.json. The CAGR column is source-derived and shown only as a trailing-rate assumption, at these assumptions.

Metro Current ZHVI source row Budget position Budget / ZHVI Trailing 10-year CAGR
San Francisco, CA $1,142,320 $392,320 above $750,000 0.66x 3.68% at these assumptions
Los Angeles, CA $968,028 $218,028 above $750,000 0.77x 5.82% at these assumptions
San Diego, CA $940,998 $190,998 above $750,000 0.80x 6.13% at these assumptions
Boston, MA $746,595 $3,405 below $750,000 1x 5.66% at these assumptions
Seattle, WA $745,263 $4,737 below $750,000 1.01x 6.38% at these assumptions
New York, NY $735,003 $14,997 below $750,000 1.02x 5.17% at these assumptions
Riverside, CA $586,047 $163,953 below $750,000 1.28x 6.43% at these assumptions
Washington, DC $584,684 $165,316 below $750,000 1.28x 4.04% at these assumptions
Sacramento, CA $584,122 $165,878 below $750,000 1.28x 4.88% at these assumptions
Denver, CO $572,682 $177,318 below $750,000 1.31x 4.76% at these assumptions
Salt Lake City, UT $567,346 $182,654 below $750,000 1.32x 7.11% at these assumptions
Portland, OR $553,092 $196,908 below $750,000 1.36x 4.55% at these assumptions
Miami, FL $476,598 $273,402 below $750,000 1.57x 6.75% at these assumptions
Nashville, TN $457,809 $292,191 below $750,000 1.64x 6.79% at these assumptions
Phoenix, AZ $447,054 $302,946 below $750,000 1.68x 6.57% at these assumptions
Raleigh, NC $438,138 $311,862 below $750,000 1.71x 5.90% at these assumptions
Las Vegas, NV $430,436 $319,564 below $750,000 1.74x 7.01% at these assumptions
Austin, TX $426,944 $323,056 below $750,000 1.76x 3.87% at these assumptions
Baltimore, MD $407,614 $342,386 below $750,000 1.84x 4.05% at these assumptions
Hartford, CT $406,788 $343,212 below $750,000 1.84x 6.09% at these assumptions
Richmond, VA $399,562 $350,438 below $750,000 1.88x 6.18% at these assumptions
Minneapolis, MN $395,726 $354,274 below $750,000 1.90x 4.78% at these assumptions
Charlotte, NC $390,942 $359,058 below $750,000 1.92x 7.32% at these assumptions
Orlando, FL $387,301 $362,699 below $750,000 1.94x 6.66% at these assumptions
Atlanta, GA $383,050 $366,950 below $750,000 1.96x 6.82% at these assumptions
Virginia Beach, VA $376,711 $373,289 below $750,000 1.99x 5.01% at these assumptions
Dallas, TX $366,701 $383,299 below $750,000 2.05x 5.62% at these assumptions
Tampa, FL $361,156 $388,844 below $750,000 2.08x 7.03% at these assumptions
Chicago, IL $359,888 $390,112 below $750,000 2.08x 5.15% at these assumptions
Jacksonville, FL $353,742 $396,258 below $750,000 2.12x 6.49% at these assumptions
Columbus, OH $335,357 $414,643 below $750,000 2.24x 6.86% at these assumptions
Kansas City, MO $331,714 $418,286 below $750,000 2.26x 6.85% at these assumptions
Cincinnati, OH $313,303 $436,697 below $750,000 2.39x 6.69% at these assumptions
Houston, TX $308,933 $441,067 below $750,000 2.43x 4.28% at these assumptions
Indianapolis, IN $297,385 $452,615 below $750,000 2.52x 7.09% at these assumptions
Buffalo, NY $294,992 $455,008 below $750,000 2.54x 7.22% at these assumptions
Louisville, KY $284,065 $465,935 below $750,000 2.64x 6.01% at these assumptions
San Antonio, TX $280,370 $469,630 below $750,000 2.68x 4.38% at these assumptions
St. Louis, MO $280,016 $469,984 below $750,000 2.68x 5.46% at these assumptions
Detroit, MI $271,675 $478,325 below $750,000 2.76x 6.59% at these assumptions
New Orleans, LA $264,891 $485,109 below $750,000 2.83x 1.52% at these assumptions
Cleveland, OH $255,598 $494,402 below $750,000 2.93x 6.61% at these assumptions
Memphis, TN $247,919 $502,081 below $750,000 3.03x 6.55% at these assumptions
Oklahoma City, OK $247,745 $502,255 below $750,000 3.03x 5.16% at these assumptions
Pittsburgh, PA $235,539 $514,461 below $750,000 3.18x 4.53% at these assumptions

Questions people ask

Does $750k mean the same thing in every metro?

No. This page compares $750k with metro-level Zillow ZHVI source rows in Aspire's rates.json. Local taxes, insurance, rates, inventory, exact neighborhood, and buyer constraints can change the lived answer.

Is this mortgage advice?

No. Aspire does not tell you what home to buy, how much to borrow, or whether a purchase is suitable. This is an educational comparison of source rows at these assumptions.

Why use Zillow ZHVI instead of listings?

ZHVI gives a repeatable metro home-value row that Aspire already stores for future-cost modeling. Listings can answer a different question, but they change quickly and require a separate source path.

Run the $750k home question through the Future Home Tracker, then change the price, timeline, home-growth assumption, and resources pointed at it.

Track a future home →

Aspire is an educational planning tool. Outputs are assumption-based measurements, not investment, tax, legal, mortgage, insurance, or financial advice.