HOME BUYING POWER

How much house can $750k buy?

$750k still clears many large-metro Zillow ZHVI source rows, but not the most expensive coastal rows. Compare the budget with Aspire's committed ZHVI rows, then track the home through the Future Home Tracker at these assumptions.

By Scott Krauss · Updated June 30, 2026

A $750,000 home budget matches or exceeds the Zillow ZHVI source row in 42 of 45 Aspire metro rows, at these assumptions. It sits just below Seattle, near New York and Boston, above Miami, Austin, Dallas, and Denver, and below Los Angeles, San Diego, and San Francisco. Data retrieved October 26, 2026.

$750k is a price point, not a household answer. The useful question is how that price compares with the local source row and how fast that row has moved.

Aspire's rates.json keeps Zillow ZHVI rows for major metros. This page compares a $750k budget with those rows. The table does not include mortgage rates, down payment constraints, taxes, insurance, HOA fees, repairs, closing costs, school districts, commute tradeoffs, or inventory quality.

Use it as a first pass. If a metro's ZHVI row is below $750k, the budget is above that broad metro row. If the row is above $750k, the budget is below that broad metro row. Then take the starting price into the Future Home Tracker and change the assumptions.

The trailing 10-year CAGR column is there because the same housing row can be used to model what the goal may cost later, at these assumptions. A high CAGR does not make a metro good or bad. It shows how quickly that source row moved over the visible source window.

Metro comparison table

The table compares $750,000 with each Zillow ZHVI metro source row already committed in Aspire's rates.json. The CAGR column is source-derived and shown only as a trailing-rate assumption, at these assumptions.

Metro Current ZHVI source row Budget position Budget / ZHVI Trailing 10-year CAGR
San Francisco, CA $1,120,379 $370,379 above $750,000 0.67x 3.90% at these assumptions
Los Angeles, CA $950,020 $200,020 above $750,000 0.79x 6.05% at these assumptions
San Diego, CA $926,961 $176,961 above $750,000 0.81x 6.07% at these assumptions
New York, NY $730,949 $19,051 below $750,000 1.03x 5.25% at these assumptions
Boston, MA $725,639 $24,361 below $750,000 1.03x 5.63% at these assumptions
Seattle, WA $720,147 $29,853 below $750,000 1.04x 6.16% at these assumptions
Riverside, CA $580,321 $169,679 below $750,000 1.29x 6.39% at these assumptions
Sacramento, CA $572,813 $177,187 below $750,000 1.31x 4.80% at these assumptions
Washington, DC $569,857 $180,143 below $750,000 1.32x 4.05% at these assumptions
Salt Lake City, UT $558,850 $191,150 below $750,000 1.34x 6.97% at these assumptions
Denver, CO $555,487 $194,513 below $750,000 1.35x 4.62% at these assumptions
Portland, OR $539,403 $210,597 below $750,000 1.39x 4.35% at these assumptions
Miami, FL $476,815 $273,185 below $750,000 1.57x 6.62% at these assumptions
Nashville, TN $448,896 $301,104 below $750,000 1.67x 6.50% at these assumptions
Phoenix, AZ $441,097 $308,903 below $750,000 1.70x 6.38% at these assumptions
Raleigh, NC $428,267 $321,733 below $750,000 1.75x 5.70% at these assumptions
Las Vegas, NV $422,654 $327,346 below $750,000 1.77x 6.85% at these assumptions
Austin, TX $414,273 $335,727 below $750,000 1.81x 3.75% at these assumptions
Hartford, CT $398,703 $351,297 below $750,000 1.88x 6.21% at these assumptions
Baltimore, MD $396,959 $353,041 below $750,000 1.89x 3.99% at these assumptions
Richmond, VA $392,106 $357,894 below $750,000 1.91x 6.11% at these assumptions
Minneapolis, MN $387,807 $362,193 below $750,000 1.93x 4.74% at these assumptions
Orlando, FL $383,302 $366,698 below $750,000 1.96x 6.40% at these assumptions
Charlotte, NC $381,392 $368,608 below $750,000 1.97x 7.07% at these assumptions
Atlanta, GA $375,898 $374,102 below $750,000 2x 6.69% at these assumptions
Virginia Beach, VA $371,181 $378,819 below $750,000 2.02x 5.07% at these assumptions
Dallas, TX $358,242 $391,758 below $750,000 2.09x 5.37% at these assumptions
Tampa, FL $356,843 $393,157 below $750,000 2.10x 6.79% at these assumptions
Chicago, IL $355,650 $394,350 below $750,000 2.11x 5.24% at these assumptions
Jacksonville, FL $350,574 $399,426 below $750,000 2.14x 6.31% at these assumptions
Columbus, OH $326,910 $423,090 below $750,000 2.29x 6.82% at these assumptions
Kansas City, MO $324,887 $425,113 below $750,000 2.31x 6.78% at these assumptions
Cincinnati, OH $305,940 $444,060 below $750,000 2.45x 6.63% at these assumptions
Houston, TX $302,832 $447,168 below $750,000 2.48x 4.17% at these assumptions
Indianapolis, IN $291,634 $458,366 below $750,000 2.57x 6.91% at these assumptions
Buffalo, NY $287,359 $462,641 below $750,000 2.61x 7.15% at these assumptions
Louisville, KY $278,562 $471,438 below $750,000 2.69x 5.89% at these assumptions
San Antonio, TX $273,806 $476,194 below $750,000 2.74x 4.17% at these assumptions
St. Louis, MO $273,164 $476,836 below $750,000 2.75x 5.50% at these assumptions
Detroit, MI $264,316 $485,684 below $750,000 2.84x 6.47% at these assumptions
New Orleans, LA $257,067 $492,933 below $750,000 2.92x 1.39% at these assumptions
Cleveland, OH $250,001 $499,999 below $750,000 3x 6.64% at these assumptions
Oklahoma City, OK $243,069 $506,931 below $750,000 3.09x 5.09% at these assumptions
Memphis, TN $242,102 $507,898 below $750,000 3.10x 6.38% at these assumptions
Pittsburgh, PA $228,201 $521,799 below $750,000 3.29x 4.49% at these assumptions

Questions people ask

Does $750k mean the same thing in every metro?

No. This page compares $750k with metro-level Zillow ZHVI source rows in Aspire's rates.json. Local taxes, insurance, rates, inventory, exact neighborhood, and buyer constraints can change the lived answer.

Is this mortgage advice?

No. Aspire does not tell you what home to buy, how much to borrow, or whether a purchase is suitable. This is an educational comparison of source rows at these assumptions.

Why use Zillow ZHVI instead of listings?

ZHVI gives a repeatable metro home-value row that Aspire already stores for future-cost modeling. Listings can answer a different question, but they change quickly and require a separate source path.

Run the $750k home question through the Future Home Tracker, then change the price, timeline, home-growth assumption, and resources pointed at it.

Track a future home →

Aspire is an educational planning tool. Outputs are assumption-based measurements, not investment, tax, legal, mortgage, insurance, or financial advice.